Financial Help For Single Moms

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As a single mother, finances are just one of the many tasks that might plague you, but our site can help alleviate some of that stress. Here, you will find the latest financial help for single mothers. Whether you’re looking for information about buying a new home, getting out of debt, grants for single mothers, or if you want to find other single moms going through the same thing, we can help you with all your financial needs.

Take advantage of all the different areas SingleMomFinancialHelp.com has to offer. If you have ever thought about buying or selling a home, you can find tips and tricks on how to do so here. Everything you need to know about loans is here as well, whether you need a home loan, personal loan, business loan, or any others you can think of! There is also plenty of information about grants for single mothers, as well as other forms of financial support to help with the necessities. Knowing where to find the information you need is half the battle and we strive for uniqueness and ease. Whether you’re looking for information nationally or locally, you can find it here. You can also find information about healthcare, cars for moms, credit, grants, housing assistance, taxes, auto loans and financial assistance specifically for your state.

Financial help and planning is important at every stage of life, and it pays to get a jump start on your finances for future benefits. As a mother, you are constantly thinking about the future, whether it is your own or your child/children’s future. A few key things to keep in mind for financial planning and getting financial assistance are your job situation, daycare expenses, living expenses and the cost of education.

One important thing to remember: you’re not alone. There are other single moms out there going through similar situations. Sometimes it helps just to vent and give each other encouraging words. Through the single mom forums, you can talk about anything that might be on your mind and provide support for other moms.

As a single mom, your financial burden can be overwhelming and discouraging. With our help, advice and guidance, you will make it through these tough times and open doors you never thought possible.

Financial Help: How to Obtain State Assistance for Single Moms

Single moms need all the help they can get when it comes to financial assistance. But obtaining state assistance for single moms can seem like a daunting task. There are so many offices to consider, caseworkers to meet, requirements to obtain, and paperwork to fill out. The entire process can become overwhelming if you let it!

Breaking down information on how to obtain state assistance for single moms is the best way to ensure that you are doing all the right things without all the angst.

Start by calling your Department of Human Services office and ask about setting up an appointment. Some offices will require that you will out paperwork before your appointment is made — if that’s the case, go to the DHS office and fill out what is required of you. It’s usually only a short form that asks for basic information, including family composition, income, and the like.

When you arrive for your appointment, bring all the pertinent information with you. Your caseworker will need to see pay stubs if you have them, social security cards and/or birth certificates, proof of residency, proof of your utility bills and rent, and a statement concerning your situation with your child’s father — whether you are separated, divorced, never married, etc. If you have any court orders pertaining to child support and custody, bring those with you as well.

You might be asked to bring in further documentation, depending upon what you are applying for. Your caseworker will give you a list of what is needed, and you will generally have ten days to provide it. If you think you will have a problem getting the documentation, tell your caseworker immediately.

From that point on, you will get several notices in the mail, all concerning different aspects of your case. If you qualify for government help or assistance, you will get information on that before you leave the office. Open each letter and read it carefully. Call DHS about anything you don’t understand. Don’t wait! The faster you move on your own case, the smoother the process will be.

Those receiving state assistance for single moms will have to “recertify” from time to time. This is simply a way of checking into the situation again to make sure things are the same, and what might have changed.

When you do visit DHS, ask them about all the aid you might qualify for. There could be something you didn’t know was available that could help you and your kids get on your feet. It’s always worth the asking!

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{ 109 comments }

Dawn April 2, 2011 at 2:59 pm

I am currently an unemployed RRT, living in Georgetown County, collecting unemployment, 34 weeks pregnant, unable to find work, bills piling up, barely able to afford to pay rent, utilities, phone, etc. and am unable to get SNAP benefits due to the amount of unemployment that I receive. I have a 5 yr old that just had minor surgery for hypospadia and have no idea how I am going to pay for our necessities once little one is born (can’t collect unemployment for 6wks after baby is born). I am stressed beyond belief, worried to the point of not getting enough sleep and can’t seem to find the help that I need. If any of you know of anything that can help; please let me know. I have been able to get WIC and Medicaid; but money wise……I am at my wits end……..PLEASE HELP!

Savannah April 5, 2011 at 9:11 am

I would look into other government programs such as TANF, or look up non-profits in your area.

Lenita April 3, 2011 at 10:15 am

Thank you for giving advice about single mom financial help services. Thanks for all the grants. This is a great site that help single moms like me to survive our difficult life!

Savannah April 5, 2011 at 9:20 am

I’m glad the information was helpful to you.

haydee r April 14, 2011 at 7:11 am

hi, i need some help and not sure what to do. im a single mom, i have a 7 year old son and im not working at the moment. i went back to school last year and graduated number 1 in my class. my problem is i have to start paying my student loan and have no money. i dont know if there is a program out there that could help me with an existing student loan…maybe there is a scholarship/assistance or something i can apply for…if anyone knows anything please email me…this is just one of my many worries…im starting to get really nervous. my email is ppanther85@aol.com. if anyone knows anything…id appreciate an email. thank you
-haydee r

Savannah April 14, 2011 at 9:49 am

If you go to the website for the Department of Education, there is a whole page of student loan deferment programs that you can apply for in order to get more time. If you don’t want to put them off completely, you can also apply for a stipulation that says you don’t have to pay back more than 15% of your yearly income towards student loans per year. Also, depending on your chosen profession, there may be loan forgiveness, especially if you are a teacher. Try looking up loan forgiveness and see if your profession matches any of the categories.

tiffany April 14, 2011 at 9:03 am

hi im a 25 year old single mom with a 6 year old i work 35 to 40 hours a week i rent ny home for 1,000.00 a month food stamps are onl y188.00 a month which last till the 3rd week then i have a car payment 300.00 car insurance250.00 cell phone 51.00 sons karate 60.00 bge 125.00recive child support once in a blue moon when ever he decides to pay 123.oo a month i only bring home approx 1,200.00 – 1,300.00 a month and i cant get any help because they say i ake to much if any one out there knows of any programs or places i can get anytype of help please let me know im struggling

Denise May 10, 2011 at 10:07 am

Tiffany sounds like you are in the same boat as many of us right now. Have you checked out and of the information on the Government Assistance tab, on this site? There is some pretty good advice and links to get you started on applying for help. I would also suggest try going to your local churches. My church has helped me out in the past with food and winter coats for my children. You could also check some of the local volunteer organization in your community. Some times they are will to help or can at least provide you with leads on where to find help.

RD April 18, 2011 at 3:05 pm

I am a single mom of five children. I have been unemployed now for eight months from a job I held for eight years. I have a college degree and it seems meaningless in the job search. I am currently receiving unemployment benefits, but they are soon to be run out. The local government assisitance can only offer me $800 a month, once the unemployment runs out; but for a family size of six, it is virtually impossible to afford rent on that amount, (let alone utilities, food, etc.). I hate to sound like I am complaining, I am quite nervous and anxious on the near future. I have already lost my home, had to file bankruptcy, amongst other harships. I want to get back to work, I don’t want to sit home and collect state aid, but I currently don’t have any other options. The few offers of employment I have had were for minimum wage paying jobs on a part-time basis, and I could not support my family on such an income. I have always set the example for my kids with working and attaining an education. I attained my college degree three years ago, while working my full-time employment. Now I am lost mentally, and frustrated with this position. I just want to work and know I earned a paycheck that we can live on….not be rich, but at least be able to breathe!

Savannah April 19, 2011 at 8:43 am

The job market out there is extremely frustrating … first off, I’d look over at http://www.singlemomcareerhelp.com/. Maybe there are some options or tips there that you haven’t thought of or tried. Like maybe there are a few courses you could take to get certificates and strengthen your degree a bit, making you even more valuable in the workplace? In the meantime, however, it may be best to accept the jobs that come along, as some money is better than none. If you are working some, you also qualify for a lot more aid programs, such as TANF.

Leigh Dockery April 21, 2011 at 12:09 pm

I am a single mother who is thankful and blessed to have a job. My son is a high school senior graduating in a couple of months and has been accepted to college. We are in need of direction about college funding. Due to a house I cannot sell, thanks to the economy, my FAFSA looks good on paper, but not in reality. So therefore, I am not eligible for any federal assistance such as grants. If anyone has any ideas they will be greatly appreciated. I know I can go the loan route, but at this time, I have no way of repaying them. Thanks in advance.

Savannah April 26, 2011 at 8:44 am

There is always the option of having your son file a FAFSA on his own – meaning you would not claim him as a dependent anymore. That would certainly grant a lot more funding for school, but would have ramifications elsewhere, mostly in your health insurance, as he would not be covered in you plan anymore. You would also not get a tax break for claiming him as your dependent on your taxes anymore. It’s definitely something to weigh the pros and cons with. On the one hand, it would probably provide him with a lot more grants, scholarships, loan eligibility, etc, but then he’d have to get his own health insurance, etc.

There is always the loan route, as you said. There are many unsubsidized loans you can get which would not require you to pay back anything until he is done with school, which gives you four + years to figure out how to pay them back. Also, a little trick here is that if he is about to graduate and you can’t pay it back, all he has to do is take 2 classes somewhere and he’s still considered a student and doesn’t have to pay it back – he can do this for as long as he wants, too. You can also always try getting scholarships from elsewhere.

pearl April 26, 2011 at 12:39 am

I appreciate what you have posted..it is very useful but I’m trying to find out how to distinguish fraud form authentic financial help. Please help me. Thank you

Savannah April 26, 2011 at 8:55 am

We have tons of articles on avoiding fraud. Go to the section of financial help that you want – credit cards, loans, etc, and there should be an article for almost every one helping you to distinguish between the two.

Ms. Redd May 2, 2011 at 5:42 am

I need some serious “Work from home” work. I have a job as of now but for how long. Please help I have 4 kid’s & single.

Savannah May 3, 2011 at 8:59 am

This depends on what you want to do! If you are a good writer, then working from home as a freelancer might be appealing, or if you have design experience that can work out well too. If you can get a corporate job, sometimes bosses will let you work from home as well if you ask them. You could also try setting up an Etsy or Ebay shop to make some extra money.

Breanna May 2, 2011 at 12:59 pm

Hello. A friend of mine just had a baby on Saturday, and her boyfriend passed away the same day. She is unemployed, with no transportation. My brother is going to take her and the baby in, but cannot afford to let them stay long at all! He has his own family, and they are barely making it themselves. Can you please direct me in the right direction as to what her options are so that I can pass it on to her? This is an emergency situation!!! Thankyou!

Savannah May 3, 2011 at 9:00 am

I would go take a look at our state assistance page – wherever she is at, there should be a long list of resources for her to call.

Stephanie May 4, 2011 at 10:34 am

I have lost everything within a one month period and all I have is my kids, clothes, and a rag tag car. I lost my apt, my husband, and everything else i had worked so hard to get. I am now unemployed and homeless with my 3 kids. I am having a really hard time getting a job or any fianacial assistance of any kind. Ive filled out paperwork and visited the local DHS office here, but they seem to be taking their own sweet time. I need help now…does anyone know of anyway I can get the help I need?

Savannah May 10, 2011 at 8:38 am

Most of the government programs do usually take a month or two before they kick in, so with those it’s really just going to be a waiting game. In the meantime, it would probably be best for you to check out some non-profits and charities in your area to see what they can do for you.

Lena Schatzman January 30, 2011 at 9:53 am

Hi, My name is Lena Schatzman i am a single mom with three girls and i have been try to find help on getting a home great for over a year now. I have emailed just about 62 sits to ask for help in any way. I have asked ovr and over and i get the same answer every time go here go thare pay for this and so on and so on. I have even went to are local fha,and thay say you have to have good credit . I have been so upset becouse NO one will help me. If you know any thing that i can do to get help.PLEASE PLEASE let me know. I would be SO THANKFULL for any help. If you dont I am sorry i bourthed you.
Thanks
Lena Schatzman

Leslie Raymond February 12, 2011 at 7:43 am

I just saw your listing on financial help site,and I am willing to help
you..But the only way can help you is for you to work for me,I can
offer you a job and you get paid weekly i guess that will be sweet and
easy,as I dont expect you to believe that you can just have free money
like that…You have to work for it, so if you are ready for the job,I
will just have to send you the required steps to follow after which I
will send it to my Lawyer and he will put you on the folder of my
workers and you start up……If you are interested at all get back to
me so I will get back to you on how the business is…and tell you the
rules and regulations.

Savannah February 10, 2011 at 8:09 am

You can definitely look at our information regarding transportation – there is quite a bit there regarding cars for single mothers, as well as other option. Looking into non-profits in your area might be a great option too, as there are a few who provide cars. I hope everything works out for the best for your friend!

Savannah February 10, 2011 at 8:35 am

There’s definitely quite a bit of help out there when it comes to housing assistance. Take a look at these articles, they might be able to help you. I would also be sure to check out non-profits in your area as well.

Leslie March 9, 2011 at 8:00 am

i would love to work from home so that I do not have to get a babysitter for my three children.. I lost my job and we have been living off of unemployment and the bill are pileling up and I do not know what to do.. If this is something that I do not have to pay for I would gladly do it.. Please let me know I would greatly appriciate it..

Sincerely,
Leslie Mersinger

Amy Ouellette March 10, 2011 at 4:53 pm

I would also like some information if that is possible.

letreesha lee April 3, 2011 at 5:16 pm

i am interested in working. what kind of job is it and what do the workers have to do?

H DeHerrera April 6, 2011 at 3:46 pm

I saw your response regarding work avail. I am in great need of gainful employment I currently work 2 full-jobs and spend many hours away from home. I have 3 boys and they are in need of more supervision.

Savannah April 5, 2011 at 9:27 am

Be wary of scams!

Crystal April 9, 2011 at 4:12 pm

U should do an at home call center like Alpine Access or LiveOps, it absolutley legit and is great for people that wants to stay home, the downside is u must have a quiet background so the kids would have to be in another room and stay quiet.

Savannah April 12, 2011 at 12:24 pm

If you decide to do that, quiet kids are a must! I grew up in a household where my parents worked from home though, and I learned very quickly that you never talk while mom or dad is on the phone. It shouldn’t be a problem if you lay down the rules!

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