Credit Help For Single Mothers

Credit has become an indispensable feature of the modern financial world. Many single mothers rely on credit in various forms to help them make ends meet, and your credit score and report are major factors in being able to borrow on credit. However, it is important to remember that money borrowed with credit must be repaid, and we at Single Mom Financial Help want to provide single moms like you with details about credit cards, how to protect your credit rating, as well as tips for managing these things and information about credit counseling.

Where Can I Get Financial Help to Lessen Credit Card Stress?

February 14, 2012

You may be finding that you are in need of getting financial help but don’t know where to go to get it. You have a few options to choose from and whether or not you receive the assistance will depend on meeting specific guidelines to Lessen Credit Card Stress. If your credit is fair to [...]

Learn to be Your Own Credit Counselor

December 5, 2011

When the budget is tight and it is becoming increasingly hard to make bill payments on time, the horrible thought that the single mom needs the assistance of credit counseling comes to light. Don’t let the idea be a negative thought. It doesn’t mean you are not a good mom or provider. It shows that you are [...]

Credit Score Myths

November 16, 2011

Many consumers have said that seeing their credit score causes anxiety. However, there is no reason for your credit score to cause anxiety if you are aware how the grading system behind your credit scores work. There are also quite a bit of misconceptions and myths that people make up about credit scores. Many people [...]

Managing Your Credit as a Single Mother

October 20, 2011

Single mothers are more likely than their married counterparts to have credit issues and need credit counseling. An overwhelming amount of single parent homes are headed by women, perhaps as many as 83% according to some reports. As many as half of that number may be living at or below the poverty level. Juggling housing [...]

Charging it can be Good – Especially in Certain Cases

October 17, 2011

One of the ways to keep your credit in good standing is to make regular and on time payments to the credit card company to avoid paying extra fees and interest. A lot of single moms who are struggling to repair credit often feel that the best option is to avoid buying on credit [...]

DIY Credit Protection

October 5, 2011

If you spend much time online or watching TV, you have likely seen ads for credit protection services. While these services can be valuable, they also cost money, and on a single mom’s income, you likely do not have extra money to spend on such services. The good news is there is much you can [...]

Banking Online? Be careful!

August 22, 2011

Smartphone’s can be an excellent way to pay bills, but just make sure you are careful when you do, because the hackers and the identity thieves are getting to the cell phones as well. Single moms, make sure you are also careful as well because identity theft is a common problem and can hurt [...]

Credit Card Bonuses: Making the Most of These Perks

July 6, 2011

If you are going to use credit cards, you might as well get the most possible benefit from them. Most credit cards offer credit card bonuses, which are programs that allow you to earn rewards for using the credit card. As long as you are using the card responsibly, these are excellent ways to benefit [...]

Try Online Layaway Instead of Credit Card Purchases

June 24, 2011

A lot of Americans have discovered that a good way to put their long term financial plans on a firmer footing is to reduce their overall debt by using their credit more wisely. The single mom isn’t alone in her decision to stop using her credit card for casual purchases. In a slow economy, it’s not [...]

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