Credit Help For Single Mothers

Credit has become an indispensable feature of the modern financial world. Many single mothers rely on credit in various forms to help them make ends meet, and your credit score and report are major factors in being able to borrow on credit. However, it is important to remember that money borrowed with credit must be repaid, and we at Single Mom Financial Help want to provide single moms like you with details about credit cards, how to protect your credit rating, as well as tips for managing these things and information about credit counseling.

5 Signs You Need Credit Counseling

June 10, 2011

Credit counseling is not just for those facing bankruptcy. Many people can benefit from credit counseling, especially cash-strapped single moms struggling with debts. If you are toying with the idea of going to counseling, make sure you do not ignore any of these signs you need credit counseling: 1. You regularly spend more than you make [...]

Credit Protection For Babies Is On The Rise

May 23, 2011

Adults know how important it is to protect their credit by paying their bills on time and guarding against identity theft that could quickly put them in debt and ruin their credit score. But how often does the single mom think that her infant may already have bad credit. These u Thousands of cases of [...]

Protecting Your Credit Cards to Protect Credit

May 9, 2011

When we talk about protecting our credit scores, we often consider keeping our Social Security number and other personal identification safe, but there is one thing we are often less careful about, and that is our credit cards. Protecting credit cards is actually the first step in a line of defense against potential identity thieves. [...]

Disputing Credit Card Charges: Know Your Rights

May 7, 2011

If you’re like me, one of the main reasons you use credit cards is for the dispute and fraud protection they offer, or should I say, supposed to offer. Depending on the nature of the dispute, you are not necessarily guaranteed protection. Why? Because some categories of disputes are covered by law, but others are [...]

Zero Percent Credit Cards Can Help

May 6, 2011

When you are trying to pay down your credit cards and get your debt under control, you may have a tool at your disposal that you do not even know about – zero percent credit cards. If your credit history is still strong and your income is high enough to make you look interesting to [...]

Does Credit Protection Prevent Identity Theft?

May 5, 2011

Credit theft and identity theft seem to run hand in hand. When someone steals your identity, chances are they are going to use it to also steal your credit or otherwise harm you through your credit card accounts. Credit protection services may be able to give you a measure of protection against identity theft. These [...]

The National Foundation for Credit Counseling

May 2, 2011

Once the single mom realizes her financial situation calls for seeking help from an outside source, she usually wants to start looking for a credit counselor right away. Some businesses that offer credit counseling have regular business hours, while other offer online ability to begin the journey to financial responsibility right away, not matter what [...]

Tips to Protect your Credit Cards

April 30, 2011

There are few things more frustrating to the single mom in a hurry than standing in the checkout line and not being able to find your credit card. Most of us carry our credit cards with us without a second thought about their safety. We usually have them in our wallets so that they are [...]

Credit Card Info Before You Apply? What a Great, New Concept

April 20, 2011

The credit card applications come in the mail several times a week. They also flash at you from websites as you surf for information. Sometimes they even show up in your e-mail. We’ve gotten so used to reading terms like “as low as” and “limits up to” that we’ve forgotten to notice that we don’t [...]

Credit Card Traps to Avoid

April 8, 2011

As a busy single mom, you may not always stop and read all of the fine print on a credit card offer you receive. Considering how many offers come through the mail, you may not know the different options they all come with. If you need credit, you may simply choose one, fill it in [...]

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