Credit Tips For Single Mothers

Credit is not as simple a concept as it may seem, and understanding how it works and how your actions affect it can help you improve your credit. Find tips and helpful hints on building credit and maintaining good credit here.



Credit Score Myths

November 16, 2011

Many consumers have said that seeing their credit score causes anxiety. However, there is no reason for your credit score to cause anxiety if you are aware how the grading system behind your credit scores work.  There are also quite a bit of misconceptions and myths that people make up about credit scores. Many people [...]

Managing Your Credit as a Single Mother

October 20, 2011

Single mothers are more likely than their married counterparts to have credit issues and need credit counseling. An overwhelming amount of single parent homes are headed by women, perhaps as many as 83% according to some reports. As many as half of that number may be living at or below the poverty level. Juggling housing [...]

Charging it can be Good – Especially in Certain Cases

October 17, 2011

  One of the ways to keep your credit in good standing is to make regular and on time payments to the credit card company to avoid paying extra fees and interest. A lot of single moms who are struggling to repair credit often feel that the best option is to avoid buying on credit [...]

Try Online Layaway Instead of Credit Card Purchases

Thumbnail image for Try Online Layaway Instead of Credit Card Purchases June 24, 2011

A lot of Americans have discovered that a good way to put their long term financial plans on a firmer footing is to reduce their overall debt by using their credit more wisely. The single mom isn’t alone in her decision to stop using her credit card for casual purchases. In a slow economy, it’s not [...]

Tips to Protect your Credit Cards

Thumbnail image for Tips to Protect your Credit Cards April 30, 2011

There are few things more frustrating to the single mom in a hurry than standing in the checkout line and not being able to find your credit card. Most of us carry our credit cards with us without a second thought about their safety. We usually have them in our wallets so that they are [...]

Want The Secret To Escaping Bad Credit?

Thumbnail image for Want The Secret To Escaping Bad Credit? January 23, 2011

Bad Credit doesn’t have to control you life. As single mothers, it’s important to take care of all your finances, regardless of how big or small. There are many items that go into taking care of those finances. The easiest way to stay on top of your finances is to understand your credit report. Whether [...]

Credit Repair Is Important So Start Now!

December 27, 2010

Today, many consumers are looking for a way to do some much needed credit repair. One thing no one considers is that repairing credit history is not always that easy. As single moms it’s important to have good credit when you want to plan for your financial future.  The first way to repair your credit [...]

Get Rid Of Bad Credit Once And For All

December 17, 2010

Single mothers are always thinking about theirs and their family’s future. If your credit score is constantly haunting you no matter where you turn, whether you are shopping for a mortgage, car loan, or in store credit at your favorite retailer, it might be time for credit repair help. However, before you enter into an [...]

A Straightforward Guide To Improving Your Credit

December 15, 2010

As a single mom, your credit rating has a direct impact on a many aspects of your daily life. From your ability to get a credit card or loan to your ability to get a job, having a low credit score can truly make your life miserable. Here are some practical ways you can begin [...]

How To Negotiate With Credit Card Companies…And Win!

December 4, 2010

Credit card companies might seem like daunting places, businesses so big that they would never listen to a mere cardholder, much less a single mom who happens to be far in debt with them. But you might be surprised at how responsive the credit card companies will be if you simply ask them for some [...]

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