Debt Collection Help For Single Mothers

Debt collectors can be difficult to speak to. Learn your right and ways to help you better manage your interaction with the debt collection companies.



Threat of Wage Garnishment

August 17, 2011

One of the ways a creditor can collect the money that you owe is by garnishing your wages. This is a good tactic because the debtor knows how damaging this avenue can be. First there is the panic of how the single mom will be able to take care of her family if her paycheck [...]

Statute of Limitations Could Halt Debt Collection

Thumbnail image for Statute of Limitations Could Halt Debt Collection June 1, 2011

If you own debts, especially ones you are struggling to repay or that could be turned over to debt collectors, then you need to take the time to research the statute of limitations (SOL) in your area. If the debt is old, you just might get a free pass and not have to repay it. [...]

Debt Collection Tactics to Watch For

Thumbnail image for Debt Collection Tactics to Watch For April 25, 2011

You likely know that a debt collector could come calling if you fail to pay what you owe, but what you may not know is that a debt collector may come calling for someone else’s debt. Sleazy debt collection tactics prey on unsuspecting, and innocent, individuals who feel they have no recourse but to pay [...]

Debt Collection Calls: How to Respond

Thumbnail image for Debt Collection Calls: How to Respond March 30, 2011

As a single mom, dealing with collection calls is something you will have to figure out if you have a lot of debt that you cannot pay. You will not have another individual to pass the phone off to. These calls are something you can handle on your own with a little forward thinking, provided [...]

Best Tips for Talking With a Debt Collector

March 2, 2011

Debt collectors are trained in getting the people they talk with to pay what is owed. You need to know what to expect when they call so you can combat some of their unethical practices and stand up for your rights. Before you get to the position of talking with a debt collector, understand your [...]

Debt Collection- Know Your Rights

February 7, 2011

If you are struggling with an unusual amount of debt, it is vital that you understand your rights when it comes to debt collection, particularly since you are a single mom. This makes you seem like easier prey to unscrupulous debt collectors who know there won’t be a “Mr.” to deal with. The federal government [...]

Tips For Negotiating With Your Creditors

Thumbnail image for Tips For Negotiating With Your Creditors January 2, 2011

Negotiating with your creditors may seem impossible. As a single mom, when you owe money, it feels as though the creditors have all of the power. But the truth is that you do have some power when it comes to your debt. After all, if you declare bankruptcy or simply choose not to pay, your [...]

Understanding Debt Collection Agencies

June 4, 2009

Have you ever had a moment of dread when the phone rang? You knew it wasn’t good news on the other end. It was another debt collector, ready and raring to be as pushy as possible, ruining your good day in the process. Avoiding debt collectors has become easier with a little thing called Caller [...]