Insurance Help For Single Mothers

Health insurance can be a difficult thing to come by, because of costs, preexisting conditions, or other reasons. But if you find out more about health insurance and how to access it, you may be able to find a plan that works for your family.



Lower Premiums for Pre-Existing Conditions

September 13, 2011

When the single mom has to pay for an insurance policy to cover health care for her family as a private individual, she finds that the cost is high. Being part of a group, like an employer sponsored health plan is expensive enough for most single moms, but it’s a real shocker for some when [...]

Medical Membership Programs Gain Lots Of Attention

Thumbnail image for Medical Membership Programs Gain Lots Of Attention June 22, 2011

A new trend in the healthcare field may save money for the single mom who is struggling because of a lack of insurance or making premium payments on healthcare insurance with high deductibles and co-pays. Medical membership programs are being initiated in many medical practices as the businesses are realizing how much overhead insurance billing [...]

Understanding Cash Value Life Insurance

Thumbnail image for Understanding Cash Value Life Insurance June 17, 2011

Some single moms are drawn toward the idea of combining her life insurance need with investing for the future of her family. The premiums for cash value insurance may be higher that the cost of term life insurance, and if payments are missed the policy could be cancelled and you would not be able to [...]

Appeal a Denial of Claims-It’s Your Right!

Thumbnail image for Appeal a Denial of Claims-It’s Your Right! April 28, 2011

By the time the single mom, who is lucky enough to have health insurance coverage for her family pays the insurance premium, meets the deductible, and contributes her portion of the co-pay that the insurer dictates, she has already spent a lot of money. A notice that the claim for insurance payment for medical treatment has [...]

The Affordable Care Act

Thumbnail image for The Affordable Care Act March 31, 2011

The Affordable Care Act has changed some areas of healthcare insurance and can be a benefit for the single mom who understands what has been implemented and her eligibility of the new provisions. The attention on the political disagreement of healthcare reform has left a lot of people without the facts they need to receive [...]

Can You Benefit From a Prescription Drug Discount Card?

March 14, 2011

Does your healthcare insurance cover the drug that your doctor prescribed? If you don’t have health insurance drug coverage, how big of a hit to your budget will the drug make? Single moms are often faced with the dilemma of asking their doctors to prescribe a medication for an illness in the family based on [...]

Pre-existing Condition Insurance Plan Sees New Changes

February 22, 2011

PCIP, the Pre-existing Condition Insurance Plan has new options for those who are enrolled in a program that is federally administered through the Office of Personnel Management. As of January 1, 2011, the federally run plan was available in 23 states and the District of Columbia. In some states, the plan is run by the [...]

5 Medical Insurance Terms You Need to Know

Thumbnail image for 5 Medical Insurance Terms You Need to Know January 24, 2011

Medical insurance is just one more thing you need to understand as a single mom. It’s your job to know everything there is to know when it comes to your family and their health. As a single mom, you don’t have another adult to help you make smart financial decisions for your family. These all [...]

Affordable Health Insurance You Can Actually Live With

December 4, 2010

You are a single mom, so if your employer doesn’t provide affordable health insurance, you may not have access to it at all. What are you supposed to do when your children are sick? It is difficult enough to pay for the doctor’s appointment, but when you head to the pharmacy you will find yet [...]

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