Loan Help For Single Mothers

As a single mom, loans and interest rates can be a complicated aspect of your finances, but they don’t have to be. SingleMomFinancialHelp.com has information about loan help so you can navigate the details of home loans and mortgages, personal loans, auto loans, commercial and business loans, as well as payday loans. Loans for single moms are not always easy to come by, with only one income to repay them, and sometimes there is the added burden of credit or debt concerns, but we are here to help you get a better understanding of how loans work, and how you can get the right one for your budget and lifestyle.

When Dealership Car Loans Make Sense

May 7, 2011

You have probably heard time and time again to avoid getting an auto loan from the dealership because you will pay higher interest rates and get worse terms than you could from your bank. In many instances this is true, but there are a few times when dealership car loans actually make good financial sense. [...]

A Personal Unsecured Loan When You Need it Most

May 3, 2011

When the single mom needs to borrow money to cover a purchase or expense, she has a lot of options to choose from, depending on her credit history. The choice of the best type of loan and deciding on where to apply are decisions that should be based on good information. Shop around to make [...]

Does a Balloon Mortgage Fly?

April 26, 2011

One type of home loan that gets little attention these days is the Balloon Mortgage. This is a home loan that allows the borrower to put off the payment for a major chunk of the value of the home and pay it off at a future date. Balloon mortgages are sometimes called two step mortgages. [...]

A Pay Day Loan Isn’t Something to Plan For

April 22, 2011

A person with a good credit history and good financial planning skills is a person who can avoid the trap of a pay day or cash advance loan fiasco. Even if an emergency situation call for a quick infusion of cash that can only be satisfied by a pay day loan, the borrower with good [...]

Is a Dealership Auto Loan the Right Choice?

April 19, 2011

When the single mom decides to purchase a new car, she realizes it will be one of the major purchases she makes in her life time. The Federal Trade Commission estimates that the average price of a new vehicle is $28,400. Of course, prices vary depending on the type of car you decide to buy, [...]

Better Car Loan Rates

April 7, 2011

While you may think auto loan rates are set in stone, the truth is they are not. There are some simple steps you can take to get better car loan rates on your next purchase, even with your status as a single wage earner. One of the most obvious ways, and sometimes the most difficult [...]

Adjustable Rate Mortgage or Fixed Rate?

March 25, 2011

The most popular loans for home owners are either a fixed rate mortgage or adjustable rate mortgage, however, there are many types of home loans that a single mom should learn about if she is considering purchasing a home or renegotiating her present mortgage to take advantage of low interest rates. Fixed Rate Mortgage The [...]

Payday Loans and Annual Percentage Rates

March 24, 2011

The annual percentage rate of cash advance or payday loans is always pointed to by people who advise against getting the loan. But those who support cash advance loans point out that they are not meant to last for a year, so the term is misleading. The interest charges and upfront fees on cash advance [...]

Get a New Car and a Great Auto Loan Rate

March 5, 2011

When you are in the market for a new car, chances are you do not have the thousands of dollars necessary to pay cash for it. Even used cars can be expensive, depending on the type of car you are looking for and how old it is. You want to find something reliable, whether it [...]

Find the Best Auto Loan

March 3, 2011

Financing a car takes the same amount of detective work on the part of the single mom as making any other major financial decision. The monthly payment of an auto loan will take up a good chunk of your monthly income, so it’s important that the loan with the best terms is found so that [...]

← Previous Entries

Next Entries →