credit cards

Protecting Your Credit Cards to Protect Credit

May 9, 2011

When we talk about protecting our credit scores, we often consider keeping our Social Security number and other personal identification safe, but there is one thing we are often less careful about, and that is our credit cards. Protecting credit cards is actually the first step in a line of defense against potential identity thieves. [...]

Disputing Credit Card Charges: Know Your Rights

May 7, 2011

If you’re like me, one of the main reasons you use credit cards is for the dispute and fraud protection they offer, or should I say, supposed to offer. Depending on the nature of the dispute, you are not necessarily guaranteed protection. Why? Because some categories of disputes are covered by law, but others are [...]

Zero Percent Credit Cards Can Help

May 6, 2011

When you are trying to pay down your credit cards and get your debt under control, you may have a tool at your disposal that you do not even know about – zero percent credit cards. If your credit history is still strong and your income is high enough to make you look interesting to [...]

Tips to Protect your Credit Cards

April 30, 2011

There are few things more frustrating to the single mom in a hurry than standing in the checkout line and not being able to find your credit card. Most of us carry our credit cards with us without a second thought about their safety. We usually have them in our wallets so that they are [...]

Credit Card Traps to Avoid

April 8, 2011

As a busy single mom, you may not always stop and read all of the fine print on a credit card offer you receive. Considering how many offers come through the mail, you may not know the different options they all come with. If you need credit, you may simply choose one, fill it in [...]

Choosing a Credit Card

March 17, 2011

When you receive a credit card offer in the mail, you need to make sure it is a good one before you apply. Choosing a credit card can be difficult, because credit card companies are notorious for hiding some of the most damaging factors surrounding their offers. There are many things that need to be [...]

7 Tips to Protect your Credit

January 23, 2011

Credit is an important part of everyday life. A good credit history takes time to build, and once the single mom has succeeded, it’s important to take the time to make sure the credit is protected. Credit theft and identity theft is a growing problem. Take steps to keep yourself from becoming a victim and [...]

Credit Cards And Your FICO Credit Score

December 8, 2010

A single mother trying to get her finances in order often struggles over the decision on what to do about credit cards. The convenient pieces of plastic come in handy in financial emergencies, but the interest rates and associated fees are an added burden to a struggling budget. We all have friends who have closed [...]

How To Negotiate Lower Payments On Just About Anything

December 5, 2010

Single moms often struggle to make ends meet, and that means they might often have several payments hanging over their head. Sometimes, between putting food on the table and clothes on your kids, the question is not who to pay first, but who will actually get paid this month. But what if those payments were [...]

What You Need To Know When Applying For Food Stamps

December 4, 2010

As a single mom, you likely need financial help whenever you can find it. With the rising cost of groceries, you may have considered looking to the government for help with feeding your family. Depending on your income and the size of your family, applying for food stamps may be one option. The USDA backs [...]

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