single mom

Government Grants

May 16, 2011

The government is not in the habit of giving out money for free, but there are instances where they will do so. Single moms will find a wide range of grant opportunities that can fit their needs and help them afford what would otherwise be impossible – a college education. Pell Grant The federal government [...]

Adjustable Rate Mortgage or Fixed Rate?

March 25, 2011

The most popular loans for home owners are either a fixed rate mortgage or adjustable rate mortgage, however, there are many types of home loans that a single mom should learn about if she is considering purchasing a home or renegotiating her present mortgage to take advantage of low interest rates. Fixed Rate Mortgage The [...]

Mortgage Loans… Which is The Best?

January 3, 2011

Mortgage loans can be the most important loan you ever get. Mortgage loans are what you use to buy your home. They are a type of loan that you need to carefully shop for, especially as a single mom. Mortgage loans are part of a your financial picture for many years. Most American mortgages have [...]

3 Personal Loan Tips To Get You Back On Your Feet

December 24, 2010

Personal loans might be able to help you get back on your feet if you find yourself struggling financially, and as a single mom, sometimes life throws unexpected curve balls at you and you need help. Well there is an option for some extra money. They’re called personal loans. Whether you need to pay off [...]

Buying or Renting: Which Is Better For Single Moms?

December 16, 2010

As a single mom buying or owning your own home may be the American Dream, but if you cannot afford it, it is not a good idea for you. However, spending money month after month on rent can feel as though you are throwing your money away. If you are a single mom and you [...]

How To Get Financial Help When You Need It

December 13, 2010

Being a single mom can be very difficult on many levels, but it can be especially hard when the end of the month rolls around and there is no money in the bank. Financial help is available for those who have a serious need and are willing to go through the application process to get [...]

Managing Your Finances And Saving Money At The Same Time

December 8, 2010

Managing your finances can be a tricky thing for anyone. But when you’re a single mom juggling work, kids, and everything else, managing your finances can be especially stressful. As the sole person responsible for paying bills and saving for the future, you need to be organized. You’ll definitely have to set, and stick to, [...]

How To Negotiate Lower Payments On Just About Anything

December 5, 2010

Single moms often struggle to make ends meet, and that means they might often have several payments hanging over their head. Sometimes, between putting food on the table and clothes on your kids, the question is not who to pay first, but who will actually get paid this month. But what if those payments were [...]

What You Need To Know To Use Credit Cards Wisely

November 2, 2010

For the single mom, credit card debt is just part of the reality of life. While you may make ever effort to live without it, sometimes you have to fall back on plastic to get you through a difficult time when you are filling the role of both breadwinners. Here are some tips to help [...]

Reasons to Not Buy a Home

October 26, 2010

Owning your own home may be part of the “American Dream,” but there are legitimate reasons when it simply makes more sense to rent. As a single mom, you may fall into these categories more often than others around you. Here are some times you should not consider buying a home. First, do not buy [...]

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