single moms

Understanding Home Loan Options

Thumbnail image for Understanding Home Loan Options May 8, 2011

A lot of single moms will be surprised to discover that people spend more time researching the loan options for a new car than they do seeking out the best type of loan to buy a home. Considering the cost comparison of a vehicle compared with a home and the time it will take to [...]

Tips for Finding the Right Amount of Life Insurance

Thumbnail image for Tips for Finding the Right Amount of Life Insurance May 6, 2011

What type of life insurance does the single mom need? How much life insurance should I buy? Where is the best place for me to buy life insurance? How much will my premium be? So many questions and no single answer, because you and your family are unique. The healthier you are, the less your [...]

Valuable Financial Advice or Just Another Opinion?

Thumbnail image for Valuable Financial Advice or Just Another Opinion? May 4, 2011

There are a lot of resources on financial planning for a single mom who is looking for advice. It seems that the news shows and magazine articles never run out of financial experts to quote and the internet can give you pages of links to information on how to manage your resources. Parents, neighbors and [...]

A Personal Unsecured Loan When You Need it Most

Thumbnail image for A Personal Unsecured Loan When You Need it Most May 3, 2011

When the single mom needs to borrow money to cover a purchase or expense, she has a lot of options to choose from, depending on her credit history. The choice of the best type of loan and deciding on where to apply are decisions that should be based on good information. Shop around to make [...]

The National Foundation for Credit Counseling

Thumbnail image for The National Foundation for Credit Counseling May 2, 2011

Once the single mom realizes her financial situation calls for seeking help from an outside source, she usually wants to start looking for a credit counselor right away. Some businesses that offer credit counseling have regular business hours, while other offer online ability to begin the journey to financial responsibility right away, not matter what [...]

Tips to Protect your Credit Cards

Thumbnail image for Tips to Protect your Credit Cards April 30, 2011

There are few things more frustrating to the single mom in a hurry than standing in the checkout line and not being able to find your credit card. Most of us carry our credit cards with us without a second thought about their safety. We usually have them in our wallets so that they are [...]

Tenant or Landlord, Who’s Responsible for Repairs?

Thumbnail image for Tenant or Landlord, Who’s Responsible for Repairs? April 29, 2011

When the single mom runs into problems with a rented home, her first contact is the landlord. It’s important that she knows housing her rights to make sure that she can demand quick solutions to her problems. Before you rented your home, you should have carefully read the lease agreement and understood all of the [...]

Appeal a Denial of Claims-It’s Your Right!

Thumbnail image for Appeal a Denial of Claims-It’s Your Right! April 28, 2011

By the time the single mom, who is lucky enough to have health insurance coverage for her family pays the insurance premium, meets the deductible, and contributes her portion of the co-pay that the insurer dictates, she has already spent a lot of money. A notice that the claim for insurance payment for medical treatment has [...]

Negotiating with the Credit Card Company

Thumbnail image for Negotiating with the Credit Card Company April 27, 2011

Paying down credit card debt is a difficulty faced by many single moms. The problem is wide spread, so don’t let your difficulties make you feel alone. It’s not a time to panic, but a time to take control. When you send in late payments, or even completely miss the payments, the company that you [...]

Does a Balloon Mortgage Fly?

Thumbnail image for Does a Balloon Mortgage Fly? April 26, 2011

One type of home loan that gets little attention these days is the Balloon Mortgage. This is a home loan that allows the borrower to put off the payment for a major chunk of the value of the home and pay it off at a future date. Balloon mortgages are sometimes called two step mortgages. [...]